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Vehicle Data API for Finance Brokers

Provenance, market inventory and valuation data.

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We help finance brokers bring vehicle checks and market inventory searches into their customer journeys. We support lender requirements with provenance checks before funds are released, help approved customers find suitable vehicles faster, and identify vehicles at higher risk of motor quality complaints.

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DATA PROVIDERS

18

ENDPOINTS

1

INTEGRATION

1

MONTHLY INVOICE

Protect Your Business and Accelerate Deals

Getting a customer approved for finance is only part of completing a successful deal. The vehicle must meet the lender’s requirements, suit the customer and pass the checks needed before payout. Delays in finding stock can lose momentum, while vehicle quality issues can create problems long after the agreement begins.

We help UK motor finance brokers address these challenges. Our APIs bring together provenance checks, searchable dealer inventory,  and valuations - helping your team locate and assess suitable vehicles fast.  Embed the data in your broker platform, CRM or website to support faster journeys from approval to payout.

Turn Finance Approval into a Focused Vehicle Search

Once finance is approved, customers often need help finding a vehicle that fits their budget and circumstances. Manually browsing websites takes time, particularly when an initial choice is unavailable or unsuitable.

Our Inventory Search endpoint, powered by Marketcheck, lets you search dealer listings using criteria including advertised price, location, registration date, mileage and manufacturer. Returned information includes vehicle details, seller information, image links and links to the original adverts.

Use the customer’s budget and preferences to build a shortlist for review. 

Build Provenance Checks into Your Pre-Payout Process

Vehicle provenance checks allow you to comply with lender requirements prior to payout. 

Experian AutoCheck is a recognised leader in provenance that includes outstanding finance, insurance write-offs, stolen status, keeper and plate changes, and high-risk markers. Reports support the checks required by your lenders prior to payout and can be added to a deal file.

VRM 360 provides an integration free solution for brokers who need immediate access to competitively priced provenance checks. 

Manage Your Exposure to Motor Quality Complaints and Clawbacks

Motor quality complaints can create additional work, damage customer relationships and expose brokers to commission clawbacks under their lender agreements. Identifying relevant history before payout gives you an earlier opportunity to investigate concerns and make an informed decision.

Salvage Check identifies recorded salvage auction listings, with available details including sale dates, mileage, and damage description. This can help your team identify previous damage or serious mechanical issues not disclosed by the seller. 

Taxi Check identifies recorded Hackney Carriage and private hire licensing history.  Previous use can be relevant to lender eligibility,  and should be disclosed prior to sale to avoid future complaints.  

Recall Checks present another risk for motor finance brokers.   If a vehicle is sold with an outstanding safety recall the customer may be entitled to cancel their finance agreement,  resulting in a clawback. 

Combining these sources reduces the risk of complaints and clawbacks.  

Bring Data into Broker Software Workflows.

We bring specialist vehicle data sources together through one API interface. 

Whether you are improving an existing broker platform or building a new customer journey, we can help you choose data for pre-payout screening and vehicle sourcing. Start with the checks and searches that address your immediate needs, then extend your integration as your processes develop.

Three Ways to Improve Finance Broker Workflows

Broker CRM

Run vehicle searches and provenance checks and present findings within the application. Store results before payout to satisfy lender compliance requirements. 

Vehicle Search Portals

Help approved customers explore dealer inventory within their budget and preferred area. Bringing vehicle details and images into your portal, makes it easier to guide deals to conclusion. 

Reduce Risk & Clawbacks

Bring extended vehicle checks into your workflow to identify vehicles at greater risk of causing future issues.   Increase customer satisfaction and reduce clawbacks. 

The Data Behind Better Broker Decisions

Market Inventory

Used market inventory updated daily.

Vehicle History

Vehicle history reports and provenance data.

Valuations

Vehicle valuations from multiple providers for every use case.

Sample API Responses

Marketcheck - Inventory Search
Marketcheck - Mapped Inventory from VRM
Experian - AutoCheck
One Auto API - MOT History & Tax Status
One Auto API - Taxi Check
One Auto API - Recall Check (Combined) from VRM
One Auto API - Recall Report from VIN (US)
VIN Audit - Vehicle History Report (US)
VIN Audit - Retail Market Value (US)
VIN Audit - Wholesale Valuation (US)
Brego - Current Valuation (UK) from VRM
Brego - Current Valuation (Ireland) from VRM
Brego - Current & Future Valuation (UK) from VRM
Brego - Current & Future Valuation (Ireland) from VRM
Cartell - Cartell Price Guide
Cartell - Vehicle History Check
Carketa - Market Pricing from VIN (US)
{
  "success": true,
  "result": {
    "advert_qty": 1,
    "advert_list": [
      {
        "advert_id": "X12345",
        "vehicle_registration_mark": "AB12ABC",
        "distance_miles": 123,
        "advert_heading": "Advert heading",
        "advertised_price_gbp": 12345.67,
        "price_change_percentage": 12.3,
        "mileage_observed": 12345,
        "vehicle_details_page_url": "http://www.advert.com/advert=12345",
        "colour": "blue",
        "days_on_market": 123,
        "seller_type": "dealer",
        "ownership_condition": "new",
        "last_seen_date": "2023-02-21",
        "first_seen_date": "2023-01-15",
        "first_seen_at_source_date": "2022-12-04",
        "source_url": "http://www.advert.com",
        "co2_gkm": 123,
        "number_previous_keepers": 1,
        "insurance_group": "8E",
        "vehicle_location_details": {
          "seller_name": "ACME Motors",
          "street": "123 Fake Street",
          "city": "London",
          "county": "Lancashire",
          "latitude": 123.456789,
          "longitude": 345.6789012,
          "post_code": "AB1 2CD"
        },
        "image_links": [
          "http://www.image.com/image=1"
        ],
        "dealer_details": {
          "dealer_id": "X12345",
          "dealer_name": "ACME Motors",
          "website_url": "http://www.acme-motors.com",
          "street": "123 Fake Street",
          "city": "London",
          "country": "England",
          "latitude": 123.456789,
          "longitude": 345.6789012,
          "post_code": "AB1 2CD",
          "phone_number": "01234 567890",
          "email_address": "hello@acme-motors.com"
        },
        "vehicle_data": {
          "first_registration_year": 2020,
          "manufacturer_desc": "Mini",
          "model_range_desc": "Cooper",
          "trim_desc": "Clubman",
          "variant_desc": "5 door auto",
          "body_type_desc": "Estate",
          "asset_type": "Car",
          "transmission_desc": "Automatic",
          "drivetrain_desc": "Front wheel drive",
          "fuel_type_desc": "Petrol",
          "engine_data": "1197cc, 69 HP, 75",
          "engine_badged_power": 1.6,
          "number_doors": 5,
          "number_cylinders": 4,
          "number_seats": 4
        }
      }
    ],
    "more_results": true
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "advert_qty": 1,
    "advert_list": [
      {
        "advert_id": "X12345",
        "vehicle_registration_mark": "AB12ABC",
        "distance_miles": 123,
        "advert_heading": "Advert heading",
        "advertised_price_gbp": 12345.67,
        "price_change_percentage": 12.3,
        "mileage_observed": 12345,
        "vehicle_details_page_url": "http://www.advert.com/advert=12345",
        "colour": "blue",
        "days_on_market": 123,
        "seller_type": "dealer",
        "ownership_condition": "new",
        "last_seen_date": "2023-02-21",
        "first_seen_date": "2023-01-15",
        "first_seen_at_source_date": "2022-12-04",
        "source_url": "http://www.advert.com",
        "co2_gkm": 123,
        "number_previous_keepers": 1,
        "insurance_group": "8E",
        "vehicle_location_details": {
          "seller_name": "ACME Motors",
          "street": "123 Fake Street",
          "city": "London",
          "county": "Lancashire",
          "latitude": 123.456789,
          "longitude": 345.6789012,
          "post_code": "AB1 2CD"
        },
        "image_links": [
          "http://www.image.com/image=1"
        ],
        "dealer_details": {
          "dealer_id": "X12345",
          "dealer_name": "ACME Motors",
          "website_url": "http://www.acme-motors.com",
          "street": "123 Fake Street",
          "city": "London",
          "country": "England",
          "latitude": 123.456789,
          "longitude": 345.6789012,
          "post_code": "AB1 2CD",
          "phone_number": "01234 567890",
          "email_address": "hello@acme-motors.com"
        },
        "vehicle_data": {
          "first_registration_year": 2020,
          "manufacturer_desc": "Mini",
          "model_range_desc": "Cooper",
          "trim_desc": "Clubman",
          "variant_desc": "5 door auto",
          "body_type_desc": "Estate",
          "asset_type": "Car",
          "transmission_desc": "Automatic",
          "drivetrain_desc": "Front wheel drive",
          "fuel_type_desc": "Petrol",
          "engine_data": "1197cc, 69 HP, 75",
          "engine_badged_power": 1.6,
          "number_doors": 5,
          "number_cylinders": 4,
          "number_seats": 4
        }
      }
    ],
    "more_results": true
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "date_last_updated": "2020-01-01",
    "vehicle_registration_mark": "AB21ABC",
    "does_vehicle_registration_mark_match": true,
    "does_vehicle_identification_number_match": true,
    "dvla_manufacturer_desc": "NISSAN",
    "dvla_model_desc": "QASHQAI ACENTA PREMIUM DCI",
    "dvla_fuel_desc": "DIESEL",
    "dvla_body_desc": "5 DOOR HATCHBACK",
    "dvla_doorplan_code": 14,
    "dvla_transmission_code": "M",
    "dvla_transmission_desc": "MANUAL 6 GEARS",
    "number_gears": 6,
    "mvris_code": "A1ABC",
    "mvris_manufacturer_code": "A1",
    "mvris_model_code": "ABC",
    "dvla_dtp_manufacturer_code": "AB",
    "dvla_dtp_model_code": "587",
    "number_seats": 5,
    "dvla_wheelplan": "2 AXLE RIGID BODY",
    "registration_date": "2020-01-01",
    "manufactured_year": 2020,
    "vehicle_identification_number": "ABCDE123456F78910",
    "first_registration_date": "2020-01-01",
    "used_before_first_registration": true,
    "co2_gkm": 123,
    "engine_capacity_cc": 1234,
    "engine_number": "A12345678",
    "is_scrapped": true,
    "scrapped_date": "2020-01-01",
    "certificate_of_destruction_issued": false,
    "is_exported": false,
    "was_exported": true,
    "exported_date": "2020-01-01",
    "is_imported": true,
    "imported_date": "2020-01-01",
    "is_non_eu_import": true,
    "prior_gb_vrm": "AB21ABC",
    "prior_ni_vrm": "ABC1234",
    "colour": "RED",
    "original_colour": "BLUE",
    "number_previous_colours": 1,
    "maximum_permissable_mass_kg": 1234,
    "power_weight_ratio_kw_kg": 0.1234,
    "min_kerbweight_kg": 1234,
    "gross_vehicleweight_kg": 1234,
    "max_netpower_kw": 12,
    "max_braked_towing_weight_kg": 1234,
    "max_unbraked_towing_weight_kg": 123,
    "stationary_soundlevel_db": 12,
    "stationary_soundlevel_rpm": 1234,
    "driveby_soundlevel_db": 12,
    "v5c_data_qty": 1,
    "v5c_data_items": [
      {
        "date_v5c_issued": "2020-01-01"
      }
    ],
    "vehicle_identity_check_qty": 1,
    "vehicle_identity_check_items": [
      {
        "date_of_vehicle_identity_check": "2020-01-01",
        "result_of_vehicle_identity_check": "Pass"
      }
    ],
    "keeper_changes_qty": 1,
    "keeper_data_items": [
      {
        "date_last_updated": "2020-01-01",
        "number_previous_keepers": 1,
        "date_of_last_keeper_change": "2020-01-01"
      }
    ],
    "colour_changes_qty": 1,
    "colour_data_items": [
      {
        "date_last_updated": "2020-01-01",
        "number_previous_colours": 1,
        "date_of_last_colour_change": "2020-01-01",
        "last_colour": "BLUE"
      }
    ],
    "finance_data_qty": 1,
    "finance_data_items": [
      {
        "date_last_updated": "2020-01-01",
        "finance_start_date": "2020-01-01",
        "finance_term_months": 12,
        "finance_type": "HIRE PURCHASE",
        "finance_company": "A FINANCE CO",
        "finance_company_contact_number": "01234 567891",
        "finance_agreement_number": "S1234567",
        "financed_vehicle_desc": "NISSAN QASHQAI ACENTA"
      }
    ],
    "cherished_data_qty": 1,
    "cherished_data_items": [
      {
        "cherished_plate_transfer_date": "2020-01-01",
        "previous_vehicle_registration_mark": "AB21ABC",
        "date_of_receipt": "2020-01-01",
        "transfer_type": "Marker",
        "current_vehicle_registration_mark": "AB21ABC"
      }
    ],
    "condition_data_qty": 1,
    "condition_data_items": [
      {
        "date_last_updated": "2020-01-01",
        "date_of_loss": "2020-01-01",
        "vehicle_status": "RECOVERED - NON-STRUCTURE DAMAGE",
        "theft_indicator_literal": "RECOVERED",
        "date_of_miaftr_entry": "2020-01-01",
        "insurer_name": "EXAMPLE INSURANCE CO",
        "insurer_contact_number": "01234 567891",
        "insurer_claim_number": "EXAMPLE CLAIM NUMBER",
        "loss_type": "T",
        "recovered_category_desc": "Non-structure damage",
        "recovered_category": "N",
        "insurer_make": "NISS",
        "insurer_model": "QAS",
        "insurer_code": "1234",
        "insurer_branch": 12345,
        "theft_indicator": "R",
        "date_removed": "2020-01-01",
        "cause_of_damage": "Accident",
        "damage_location_items": [
          {
            "damage_location_desc": "FrontOffside"
          }
        ]
      }
    ],
    "stolen_vehicle_data_qty": 1,
    "stolen_vehicle_data_items": [
      {
        "date_last_updated": "2020-01-01",
        "date_reported": "2020-01-01",
        "is_stolen": true,
        "police_force": "COUNTY POLICE FORCE",
        "police_force_contact_number": "01234 567891"
      }
    ],
    "high_risk_data_qty": 1,
    "high_risk_data_items": [
      {
        "date_last_updated": "2020-01-01",
        "date_of_interest": "2020-01-01",
        "registration_period": 12,
        "high_risk_type": "AT RISK",
        "extra_information": "Additional information relating to high risk",
        "company_name": "A FINANCE CO",
        "company_contact_number": "01234 567891",
        "company_contact_reference": "Reference"
      }
    ],
    "previous_search_qty": 1,
    "previous_search_items": [
      {
        "date_of_search": "2021-08-14",
        "time_of_search": "10:56:18",
        "business_type_searching": "MOTOR TRADE & OTHER"
      }
    ],
    "indemnity_months": null,
    "indemnity_gbp": null
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "is_dvsa_service_available": true,
    "is_dvla_service_available": true,
    "dvla_data": {
      "tax_status": "Taxed",
      "tax_expiry_date": "2020-01-01"
    },
    "dvsa_data": {
      "vehicle_status_details": {
        "is_possible_classic_vehicle": false,
        "is_possible_ni_registered_vehicle": false
      },
      "dvsa_vehicle_Data": {
        "vehicle_registration_mark": "AB21ABC",
        "manufacturer_desc": "MINI",
        "model_range_desc": "COOPER",
        "first_registration_date": "2020-01-01",
        "fuel_type_desc": "Petrol",
        "colour": "RED"
      },
      "mot_tests": [
        {
          "mot_test_number": 123456789,
          "mot_test_date": "2023-01-01",
          "mot_test_result": "PASSED",
          "mot_expiry_date": "2024-01-01",
          "observation_mileage": 12345,
          "reason_for_refusal_and_comments": [
            {
              "comments": "Offside Windscreen wiper blade defective (3.4 (b) (i))",
              "type": "MINOR"
            }
          ]
        }
      ]
    }
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "is_possible_taxi": true,
    "possible_taxi_reason": "Taxi licence records",
    "taxi_records": [
      {
        "taxi_record_id": 123456,
        "manufacturer_desc": "MAZDA",
        "model_range_desc": "6 SE-L NAV D AUTO",
        "manufacturer_model_desc": "Mazda 6",
        "licence_authority": "TFL",
        "licence_start_date": "2020-01-01",
        "licence_expiry_date": "2020-01-01",
        "is_wheelchair_adapted": false,
        "carguide_fuel_type_desc": "Petrol",
        "licence_holder_name": "null"
      }
    ]
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "vehicle_registration_mark": "AB21ABC",
    "vehicle_identification_number": "ABCDE123456F78910",
    "smmt_manufacturer_model_desc": "Citroen DS3 Performance",
    "dvsa_manufacturer_model_desc": "CITROEN DS3",
    "manufacturer_recall_check_url": "https://www.citroen.com/en-gb/owners/safety-campaign-checker",
    "recall_status": "Recall outstanding",
    "recall_status_source": "SMMT",
    "recall_status_checked_datetime": "2022-01-01T16:07:33.6134574+00:00",
    "recall_qty": 1,
    "recall_data_items": [
      {
        "recall_desc": "AIRBAG REPLACEMENT"
      }
    ]
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "recall_status_checked_datetime": "2026-06-07 14:29:58",
    "vehicle_identification_number": "ABCDE123456F78910",
    "oem_desc": "FORD MOTOR COMPANY",
    "model_year": "2022",
    "manufacturer_desc": "FORD",
    "model_desc": "F-150",
    "trim_level_desc": "SuperCrew",
    "series_desc": "A220-4M",
    "body_type_desc": "TRUCK",
    "color": "red",
    "is_recall_outstanding": true,
    "recall_qty": 2,
    "nhtsa_recall_qty": 1,
    "manufacturer_recall_qty": 0,
    "nhtsa_recalls": [
      {
        "recall_issue_date": "2023-12-22",
        "recall_expiry_date": "2023-12-22",
        "nhtsa_recall_id": "23V896",
        "manufacturer_recall_id": "23S65",
        "recall_campaign_type": "NHTSA",
        "recall_desc": "Rear Axle Hub Bolt Issue",
        "recall_component": "POWER TRAIN",
        "recall_desc_long": "Ford Motor Company (Ford) is recalling certain 2021-2023 F-150 vehicles equipped with the Trailer Tow Max Duty package and a 9.75-inch heavy duty axle with a 3/4 float axle design. The rear axle hub bolt may fatigue and break, which can result in damage to the axle hub splines.",
        "recall_risk_desc": "Damaged axle hub splines can result in a vehicle rollaway when the vehicle is in park without the parking brake applied or cause a loss of drive power. Both of these conditions can increase the risk of a crash.",
        "is_stop_sale": false,
        "is_dont_drive": false,
        "is_remedy_available": true,
        "recall_remedy_desc": "Dealers will replace the left and right rear axle shaft assemblies, free of charge. Owner notification letters were mailed on May 9, 2025. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 23S65.",
        "is_parts_available": true,
        "recall_labor_time_hours_min": 0.3,
        "recall_labor_time_hours_max": 1.4,
        "recall_status": "INCOMPLETE"
      }
    ],
    "manufacturer_recalls": [
      {
        "recall_issue_date": "2026-01-07",
        "recall_expiry_date": "2026-01-07",
        "nhtsa_recall_id": "26V481",
        "manufacturer_recall_id": "25M01",
        "recall_campaign_type": "VOLUNTARY/SERVICE",
        "recall_desc": "Upstream catalytic converter replacement",
        "recall_component": "UPSTREAM CATALYTIC CONVERTER",
        "recall_desc_long": "In certain 2021-2024 models with a 1.5L engine and 8F35 transmission, the upstream catalytic converter may fail or develop a leak and require replacement at no cost under this program.",
        "recall_risk_desc": "Affected vehicles may exhibit reduced catalytic converter efficiency, catalytic noise, exhaust odor, or illuminate the check engine light (DTC P0420).",
        "is_stop_sale": false,
        "is_dont_drive": false,
        "is_remedy_available": false,
        "recall_remedy_desc": "Dealers are to inspect for P0420 or exhaust noise/odor and replace the upstream catalytic converter when required at no cost to the customer.",
        "is_parts_available": false,
        "recall_labor_time_hours_min": 2.8,
        "recall_labor_time_hours_max": 2.8,
        "recall_status": "INCOMPLETE"
      }
    ]
  }
}
{
  "success": true,
  "result": {
    "vehicle_data": {
      "report_id": "oneautoapi.1234567890",
      "vehicle_history_checked_datetime": "2026-09-05T12:09:40.000Z",
      "vehicle_identification_number": "2HGES16501H666666",
      "model_year": 2001,
      "manufacturer_desc": "Honda",
      "model_range_desc": "Civic",
      "trim_desc": "LX",
      "engine_desc": "1.7L I4",
      "manufactured_country": "United States",
      "style_desc": "LX Sedan FWD 4AT 1.7L I4",
      "transmission_desc": "Automatic",
      "steering_type_desc": "Rack & Pinion",
      "anti_brake_system_desc": "4-Wheel ABS",
      "fuel_type_desc": "Gasoline",
      "fuel_capacity_desc": "13.2 gallons",
      "fuel_capacity_gal": 13.2,
      "gross_vehicleweight_desc": "12345 lbs",
      "gross_vehicleweight_lbs": 12345,
      "highway_mileage_desc": "34 miles/gallon",
      "highway_mpg": 34,
      "city_mileage_desc": "26 miles/gallon",
      "city_mpg": 26,
      "vehicle_height_desc": "55 inches",
      "vehicle_height_in": 55,
      "vehicle_length_desc": "175 inches",
      "vehicle_length_in": 175,
      "vehicle_width_desc": "67 inches",
      "vehicle_width_in": 67,
      "number_seats": 5,
      "number_additional_seats": 2
    },
    "pricing_data": {
      "dealer_invoice_price_usd": 14500,
      "msrp_usd": 15500
    },
    "titles": [
      {
        "vehicle_identification_number": "2HGES16501H666666",
        "state_code": "PA",
        "title_issued_date": "2005-09-27",
        "mileage": 42781,
        "mileage_unit": "mi",
        "is_current": true
      }
    ],
    "title_brands": [
      {
        "date": "2005-09-27",
        "brander_type": "State",
        "brander_code": "PA",
        "brander_name": "PENNSYLVANIA",
        "brand_code": "11",
        "brand_title": "Salvage: Damage or Not Specified",
        "brand_desc": "Any vehicle which has been wrecked, destroyed or damaged, to the extent that the total estimated or actual cost of parts and labor to rebuild or reconstruct the vehicle to its pre-accident condition and for legal operation on roads or highways exceeds a jurisdiction-defined percentage of the retail value of the vehicle. The retail value of the vehicle is determined by a current edition of a nationally recognized compilation (to include automated data bases) of retail values. Salvage--Damage or Not Specified also includes any vehicle to which an insurance company acquires ownership pursuant to a damage settlement, or any vehicle that the vehicle's owner may wish to designate as a salvage vehicle by obtaining a salvage title, without regard to extent of the vehicle's damage and repairs, or any vehicle for which the jurisdiction cannot distinguish the reason the vehicle was designated salvage."
      }
    ],
    "junk_salvage_insurance": [
      {
        "date": "2020-06-03",
        "record_type": "Junk And Salvage",
        "brander_code": "P000001",
        "brander_name": "COPART, INC.",
        "brander_city": "DALLAS",
        "brander_state_code": "TX",
        "brander_phone": "9723915299",
        "vehicle_disposition": "SOLD",
        "intended_for_export": "Y"
      }
    ],
    "salvage_data": [
      {
        "vehicle_identification_number": "2HGES16501H666666",
        "salvage_auction_record_id": 123456,
        "salvage_title_type": "Salvage",
        "salvage_auction_lot_date": "2020-06-08",
        "listing_type": "salvage",
        "primary_damage_desc": "Front End",
        "secondary_damage_desc": "Rear End",
        "mileage": "12345",
        "color": "Black",
        "salvage_auction_location": "CA - Los Angeles"
      }
    ],
    "accidents": [
      {
        "vehicle_identification_number": "2HGES16501H666666",
        "report_type": "accident",
        "report_date": "2015-11-04",
        "damage_severity": "high",
        "cause_of_damage": "overtaking",
        "impact_point": "front end",
        "city": "Los Angeles",
        "light_condition": "Dark",
        "object_struck": "Fire Hydrant",
        "manufacturer_desc": "HONDA",
        "style_desc": "LX Sedan FWD 4AT 1.7L I4",
        "source": {
          "name": "Insurance Company",
          "phone": "800-447-6282",
          "website_url": "www.insurance-co.com",
          "city": "Los Angeles",
          "state_code": "CA",
          "zip_code": "90310"
        }
      }
    ],
    "thefts": [
      {
        "vehicle_identification_number": "2HGES16501H666666",
        "record_date": "2013-12-24",
        "record_type": "Theft Recovery",
        "stolen_status_desc": "Inactive",
        "theft_reported_state": "FL",
        "theft_report_id": "0H003549666",
        "model_year": "01",
        "manufacturer_desc": "HONDA",
        "model_range_desc": "CIVIC",
        "stolen_date": "2013-12-24",
        "recovery_date": "2014-05-02",
        "source": {
          "short_name": "nicb",
          "full_name": "National Insurance Crime Bureau",
          "phone": "800-447-6282",
          "website_url": "www.nicb.org",
          "city": "Des Plaines",
          "state_code": "IL",
          "zip_code": "60018"
        }
      }
    ],
    "liens": [
      {
        "date": "2020-12-06",
        "vehicle_identification_number": "2HGES16501H666666",
        "state_code": "FL",
        "vehicle_status": "Active",
        "agency": "Westlake Financial Services"
      }
    ],
    "impound": [
      {
        "date": "2020-03-18",
        "vehicle_identification_number": "2HGES16501H666666",
        "state_code": "AZ",
        "vehicle_status": "Released",
        "agency": "Arizona State Impound"
      }
    ],
    "export": [
      {
        "date": "2021-01-02",
        "vehicle_identification_number": "2HGES16501H666666",
        "state_code": "FL",
        "vehicle_status": "Exported",
        "agency": "Port Authority of New York"
      }
    ],
    "sales_data": [
      {
        "vehicle_identification_number": "2HGES16501H666666",
        "record_date": "2019-11-18",
        "record_type": "sale",
        "advertised_price": 32194,
        "mileage_observed": 9914,
        "model_year": "2020",
        "manufacturer_desc": "Honda",
        "model_range_desc": "Civic",
        "trim_desc": "LX",
        "color": "Black",
        "number_doors": 4,
        "fuel_type_desc": "Gasoline",
        "seller_details": {
          "name": "Hatch Honda",
          "city": "Show St",
          "address": "1051 W Automall Parkway",
          "country": "USA",
          "state_code": "AZ",
          "phone": "9282516666",
          "seller_type": "Dealer",
          "website_url": "www.hatch-honda.com",
          "seller_id": "hatch-honda-az"
        }
      }
    ]
  },
  "notice": "NMVTIS data is obtained from an Approved NMVTIS Reseller: VinAudit"
}
{
  "success": true,
  "result": {
    "vehicle_data": {
      "vehicle_identification_number": "2C3CDXAT3PH666666",
      "vehicle_desc": "2023 Dodge Charger R/T",
      "manufacturer_desc": "Dodge",
      "model_range_desc": "Charger",
      "trim_desc": "R/T",
      "model_year": 2023,
      "fuel_type_desc": "Gas"
    },
    "pricing_data": {
      "mean_valuation_usd": 31563.75,
      "standard_deviation_usd": 4218,
      "sale_prices_count": 867,
      "confidence_level": 99,
      "sale_date_from": "2026-06-25",
      "sale_date_to": "2026-09-07",
      "retail_high_valuation_usd": 35432.83,
      "retail_average_valuation_usd": 31563.75,
      "retail_low_valuation_usd": 27694.67
    },
    "distribution_data": [
      {
        "sale_prices_count": 87,
        "sale_price_max": 28575,
        "sale_price_min": 19989
      }
    ],
    "adjustments_data": {
      "mileage_adjustment": -2129,
      "history_adjustment": 0,
      "condition_adjustment": 3369,
      "damage_adjustment": -6221
    },
    "sales_data": [
      {
        "sale_date": "2026-09-06",
        "vehicle_identification_number": "2C3CDXAT3PH777777",
        "engine_desc": "5.7",
        "fuel_type_desc": "Gas",
        "mileage_observed": 44700,
        "advertised_price_usd": 23800,
        "mileage_adjusted_price_usd": 23096.16,
        "zip_code": "30083",
        "state_code": "GA",
        "latitude": "33.8072092",
        "longitude": "-84.1878152"
      }
    ]
  }
}
{
  "success": true,
  "result": {
    "vehicle_data": {
      "vehicle_identification_number": "3GNAXJEV2JS123456",
      "vehicle_desc": "2018 Chevrolet Equinox LT",
      "manufacturer_desc": "Chevrolet",
      "model_range_desc": "Equinox",
      "trim_desc": "LT",
      "model_year": 2018,
      "fuel_type_desc": "Gas"
    },
    "auction_valuation_data": {
      "wholesale_high_valuation_usd": 11070.18,
      "wholesale_average_valuation_usd": 9439.69,
      "wholesale_low_valuation_usd": 7809.21
    },
    "adjustments_data": {
      "mileage_adjustment": 3370,
      "history_adjustment": 0,
      "condition_adjustment": 1432,
      "damage_adjustment": -2235
    }
  }
}
{
  "success": true,
  "result": {
    "retail_low_valuation": 22131,
    "retail_average_valuation": 23875,
    "retail_high_valuation": 25751,
    "trade_low_valuation": 19254,
    "trade_average_valuation": 20772,
    "trade_high_valuation": 22403,
    "current_mileage": 20000,
    "brego_derivative_id": "0a1bc3d4-ef56-789g-h10i-j111k21l3m14",
    "vehicle_identification_number": "ABCDE123456F78910",
    "currency_unit": "gbp",
    "mileage_unit": "mi",
    "version": "2024-05-01",
    "vehicle_desc": "Mini Cooper S",
    "vehicle_type": "car"
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "retail_low_valuation": 21595,
    "retail_average_valuation": 22767,
    "retail_high_valuation": 23814,
    "trade_low_valuation": 16351,
    "trade_average_valuation": 17239,
    "trade_high_valuation": 18032,
    "current_mileage": 80000,
    "brego_derivative_id": "0a1bc3d4-ef56-789g-h10i-j111k21l3m14",
    "vehicle_identification_number": "abcde1234fg5678910",
    "currency_unit": "eur",
    "mileage_unit": "km",
    "version": "2024-05-01",
    "vehicle_desc": "Mini Cooper S",
    "vehicle_type": "car"
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "valuations": [
      {
        "retail_low_valuation": 15453,
        "retail_average_valuation": 16611,
        "retail_high_valuation": 17826,
        "trade_low_valuation": 13235,
        "trade_average_valuation": 14227,
        "trade_high_valuation": 15267,
        "current_mileage": 80000,
        "version": "2024-05-01"
      }
    ],
    "brego_derivative_id": "0a1bc3d4-ef56-789g-h10i-j111k21l3m14",
    "vehicle_identification_number": "ABCDE123456F78910",
    "currency_unit": "gbp",
    "mileage_unit": "mi",
    "vehicle_desc": "Mini Cooper S",
    "vehicle_type": "car"
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "valuations": [
      {
        "retail_low_valuation": 21595,
        "retail_average_valuation": 22767,
        "retail_high_valuation": 23814,
        "trade_low_valuation": 16351,
        "trade_average_valuation": 17239,
        "trade_high_valuation": 18032,
        "current_mileage": 80000,
        "version": "2024-05-01"
      }
    ],
    "brego_derivative_id": "0a1bc3d4-ef56-789g-h10i-j111k21l3m14",
    "vehicle_identification_number": "abcde123fg5678910",
    "currency_unit": "eur",
    "mileage_unit": "km",
    "vehicle_desc": "Mini Cooper S",
    "vehicle_type": "car"
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "manufacturer_desc": "HYUNDAI",
    "model_range_desc": "COUPE",
    "derivative_desc": "1.6 2DR 2500C",
    "body_type_desc": "COUPE",
    "fuel_type_desc": "PETROL",
    "retail_valuation": 2950,
    "trade_valuation": 2200
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "function": "Vehicle History Check",
    "status": "Accepted",
    "callback_url": "https://webhookexample/l235o5abcde6f/receiver",
    "message": "As a callback_url was not provided you will need to poll this method until a non-202 result is returned. Once the data has been retrieved you have up to 24 hours to request the result before it is deleted.",
    "report_details": {
      "car_history_check_report_id": "IET-12A34B",
      "report_state": "completed",
      "basic_vehicle_info": {
        "vehicle_registration_mark": "12MH3345",
        "manufacturer_desc": "Mini",
        "model_range_desc": "Hatch",
        "derivative_desc": "1.5 Cooper Classic Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps)",
        "fuel_type_desc": "Petrol",
        "transmission_desc": "Automatic",
        "engine_capacity_cc": 1499
      },
      "car_history_check_report_public_url": "https://www.cartell.ie/ssl/servlet/viewReportByKey?viewKey=4f2fb520-8425-4729-ac5a-fda4ef459c7e",
      "report_summary": {
        "is_finance_outstanding": true,
        "is_mileage_discrepancy": true,
        "is_written_off": true,
        "is_other_alerts": false,
        "is_warnings": true
      },
      "report_details": {
        "vehicle_details": {
          "manufacturer_desc": "Mini",
          "model_range_desc": "Hatch",
          "derivative_desc": "1.5 Cooper Classic Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps)",
          "engine_capacity_cc": 1968,
          "fuel_type_desc": "Petrol",
          "transmission_desc": "Manual",
          "power_desc": "109BHP",
          "co2_gkm": 123,
          "body_type_desc": "hatchback",
          "colour": "RED",
          "gross_vehicleweight_kg": 2359,
          "number_doors": 2,
          "number_seats": 4,
          "number_windows": 6,
          "manufactured_year": 2020,
          "introduction_date": "2020-01-01"
        },
        "vehicle_identity": {
          "vehicle_identification_number": "ABCDE123456F78910",
          "engine_number": "A12345678",
          "first_registration_date": "2020-01-01",
          "first_registration_ireland_date": "2020-01-01",
          "last_sold_date": "2024-06-07",
          "number_previous_owners": 1,
          "number_owners": 2,
          "chassis_details": "back bone",
          "country_of_origin": "United Kingdom",
          "country_of_assembly": "Poland"
        },
        "vehicle_status": {
          "is_taxed": true,
          "nct_applicable": true,
          "cvrt_applicable": true,
          "roadworthiness_test_status": "CURRENT",
          "vehicle_taxation_class_desc": "PRIVATE",
          "owner_type": "GARAGE"
        },
        "import_export_data": {
          "irish_data": {
            "is_imported": true,
            "imported_date": "2020-01-01",
            "imported_from_country": "UK",
            "prior_vrm": "AB21ABC",
            "is_exported": true,
            "exported_date": "2020-01-01",
            "exported_to_country": "UK",
            "vrt_category": "A",
            "vrt_rate": 37,
            "vat_rate": 23,
            "mrrp": 35785
          },
          "uk_data": {
            "vehicle_registration_mark": "12MH3345",
            "manufacturer_desc": "Mini",
            "model_range_desc": "Hatch",
            "derivative_desc": "1.5 Cooper Classic Hatchback 3dr Petrol Manual Euro 6 (s/s) (136 ps)",
            "is_imported": true,
            "is_exported": true
          }
        },
        "finance_data": {
          "finance_check_start": "2020-01-01",
          "finance_check_complete": "2020-01-01",
          "finance_check_result": "No Finance",
          "finance_company": "A FINANCE CO",
          "finance_type": "HIRE PURCHASE",
          "finance_start_date": "2020-01-01",
          "finance_term_months": 12
        },
        "miaftr": {
          "miaftr_ireland": "Clear",
          "miaftr_damage_level": "Insurer Alert",
          "source": "MIAFTR",
          "recovered_category": "B",
          "vehicle_registration_mark": "123-D-45678",
          "vehicle_identification_number": "ABCDE123456F78910"
        },
        "mileage": {
          "is_mileage_discrepancy": true,
          "mileage_data_qty": 1,
          "mileage_data_items": [
            {
              "source_of_mileage_observation": "INITIAL READING",
              "date_of_mileage_observation": "2020-01-01",
              "mileage_observed": 12345,
              "mileage_unit": "kms"
            }
          ]
        },
        "nct_details": {
          "nct_due_date": "2025-01-01",
          "nct_cost": 55,
          "nct_expired_months": 1,
          "nct_remaining_months": 11,
          "nct_schedule_list": [
            "2026-01-01",
            "2025-01-01",
            "2024-01-01"
          ],
          "nct_pass_dates_list": [
            {
              "test_date": "2024-01-10",
              "interval_months": 10
            }
          ]
        },
        "cvrt_details": {
          "cvrt_expiry_date": "2025-01-01",
          "cvrt_type": "LCV",
          "cvrt_expired_months": 2,
          "cvrt_remaining_months": 11,
          "cvrt_timeline": [
            {
              "cvrt_due_date": "2024-01-01",
              "cvrt_recorded_date": "2025-01-01",
              "interval_months": 10
            }
          ]
        },
        "tax_details": {
          "tax_expiry_date": "2020-01-01",
          "annual_tax_euro": 333,
          "vehicle_taxation_class": "GOODS",
          "tax_remaining_months": 1,
          "tax_remaining_value_euro": 15
        },
        "tax_class_changes": {
          "tax_class_timeline": [
            {
              "tax_class_change_date": "2025-12-15",
              "vehicle_taxation_class": "PRIVATE"
            }
          ]
        },
        "tax_dates_list": [
          {
            "tax_expiry_date": "2025-12-15",
            "tax_recorded_date": "2024-12-15",
            "tax_interval_months": 12
          }
        ],
        "owner_history_items": [
          {
            "owner_type": "GARAGE",
            "date_purchased": "2023-09-13",
            "date_sold": "2025-12-09",
            "ownership_duration_months": 26
          }
        ],
        "cartell_price_guide": {
          "retail_valuation_excellent": 9000,
          "retail_valuation_good": 7900,
          "retail_valuation_fair": 6850,
          "trade_valuation_excellent": 6750,
          "trade_valuation_good": 5650,
          "trade_valuation_fair": 4600
        },
        "performance_data": {
          "max_speed_kmh": 167,
          "max_speed_mph": 104,
          "acceleration_0to62_mph_seconds": 13.5,
          "power_kw": 75,
          "power_bhp": 102,
          "power_rpm": 4400,
          "torque_nm": 250,
          "torque_lbft": 184,
          "torque_rpm": 1500,
          "drive_type_desc": "Standard",
          "driving_axle": "Front"
        },
        "technical_data": {
          "engine_code": "CAYD",
          "cylinder_arrangement": "In-line",
          "engine_bore_mm": 79.5,
          "engine_stroke_mm": 80.5,
          "valve_gear": "Double Overhead Cams",
          "aspiration": "Turbo",
          "number_cylinders": 4,
          "valves_per_cylinder": 4,
          "fuel_delivery": "Diesel Commom Rail",
          "has_diesel_particulate_filter": true,
          "number_gears": 1
        },
        "dimension_capacities_data": {
          "vehicle_height_mm": 1836,
          "vehicle_length_mm": 4876,
          "vehicle_width_mm": 1794,
          "fuel_capacity_litres": 60,
          "bootspace_litres": 530,
          "head_room_front_mm": 989,
          "head_room_rear_mm": 989,
          "hip_room_front_mm": 1200,
          "hip_room_rear_mm": 1150,
          "shoulder_room_front_mm": 1200,
          "shoulder_room_rear_mm": 1150
        },
        "wheel_tyre_data": {
          "tyre_size_front": "205/55/16 94H",
          "tyre_type_front": "Conventional/summer",
          "tyre_size_rear": "205/55/16 94H",
          "tyre_type_rear": "Conventional/summer",
          "rim_size_front_inch": "16 x6.0",
          "wheel_type_front": "Alloy",
          "rim_size_rear_inch": "16 x6.0",
          "wheel_type_rear": "Alloy"
        },
        "equipment_data_list": [
          {
            "item": "Start/Stop",
            "item_value": "No"
          }
        ],
        "lights_brakes_data_list": [
          {
            "item": "Front Fog Lights",
            "item_value": "Yes"
          }
        ],
        "safety_comfort_data": [
          {
            "item": "Side Airbag",
            "item_value": "Yes"
          }
        ],
        "warranty_data": {
          "vehicle": {
            "warranty_months": 36,
            "warranty_km": 100000,
            "warranty_expiry_date": "Expired"
          },
          "roadside_assistance": {
            "warranty_months": 36,
            "warranty_km": 100000,
            "warranty_expiry_date": "Expired"
          },
          "anti_corrosion": {
            "warranty_months": 144,
            "warranty_km": 100000,
            "warranty_expiry_date": "Expired"
          },
          "paint": {
            "warranty_months": 36,
            "warranty_km": 100000,
            "warranty_expiry_date": "Expired"
          },
          "powertrain": {
            "warranty_months": 36,
            "warranty_km": 100000,
            "warranty_expiry_date": "Expired"
          }
        },
        "validation_data": {
          "registration_certificate_number": "C177***127",
          "nct_certificate_number": "#00#7#####1"
        },
        "previous_searches_list": [
          {
            "date_of_search": "2026-02-19",
            "type_of_search": "History",
            "customer_type": "Trade"
          }
        ],
        "previous_listings_list": [
          {
            "advert_heading": "Volkswagen Golf - 20000 KM - Diesel - Hatchback Manual",
            "first_seen_date": "2025-05-09",
            "advertised_price": 37500,
            "source": "Carsite"
          }
        ],
        "similar_listings_list": [
          {
            "advert_id": "1234567",
            "advert_heading": "Volkswagen Golf - 20000 KM - Diesel - Hatchback Manual",
            "last_seen_date": "2026-02-21",
            "advertised_price": 33950,
            "advert_status": "Live",
            "vehicle_details_page_url": "http://www.advert.com/advert=12345"
          }
        ],
        "cartell_intelligence_guide": {
          "vehicle_parc_qty": 623,
          "average_previous_owners": 1.8,
          "nvdf_last_period_sold_qty": 1,
          "days_to_sold": 49,
          "last_year_sales_trend": -29.4
        }
      }
    }
  },
  "error": "If there is an error the message would go here"
}
{
  "success": true,
  "result": {
    "market_pricing_data": {
      "average_market_price_usd": 24873.7,
      "low_price_usd": 22250,
      "high_price_usd": 27085,
      "low_mileage_usd": 45090,
      "high_mileage_usd": 54898,
      "average_days_on_market": 87.2,
      "current_comparables": [
        {
          "model_year": 2023,
          "manufacturer_desc": "Nissan",
          "model_range_desc": "Rogue",
          "trim_desc": "SL",
          "mileage_observed": 50953,
          "distance_from_zip_code": 236.12927387256892,
          "color": "Black",
          "advertised_price_usd": 25900,
          "latitude": 44.532865,
          "longitude": -109.045306,
          "days_on_market": 321
        }
      ],
      "recent_comparables": [
        {
          "model_year": 2023,
          "manufacturer_desc": "Nissan",
          "model_range_desc": "Rogue",
          "trim_desc": "SL",
          "mileage_observed": 54469,
          "distance_from_zip_code": 416.50779510910064,
          "color": "Red",
          "advertised_price_usd": 23998,
          "latitude": 38.890371,
          "longitude": -104.71664,
          "days_on_market": 63
        }
      ]
    }
  },
  "error": "If there is an error the message would go here"
}

Start with Testing, Then Choose the Right Plan

Create a free sandbox account to explore the documentation and test your integration before using paid live data. Start with PrePay, or choose a monthly Business or Enterprise plan with reduced per-call pricing. Bespoke pricing is available for high-volume requirements.

For finance brokers, this lets you test pre-payout checks and stock searches before extending them across your customer journey. Explore our plans and pricing.

FAQ

A provenance check from a recognised provider such as Experian will meet most lender requirements.

Motor quality complaints and dealer fraud can be minimised with extended vehicle checks including salvage, taxi and recalls. If customers are happy with their vehicle then clawbacks are less likely.

VRM 360 provides access to Experian AutoCheck, salvage, taxi and recall checks, with valuations in an easy to use app - with a PDF export for AutoCheck.

Valuation data can be useful when negotiating underwrites, and can also help brokers identify equity in their existing book - enabling deal-switching journeys.

Inventory Search enables budget, location and vehicle criteria to be used to identify suitable vehicles within a given search radius. Inventory from VRM provides a novel search that finds newer, lower mileage vehicles within suitable brands.

What vehicle checks do finance brokers need to complete before payout?

A provenance check from a recognised provider such as Experian will meet most lender requirements.

What other risks can motor finance brokers avoid using vehicle data?

Motor quality complaints and dealer fraud can be minimised with extended vehicle checks including salvage, taxi and recalls. If customers are happy with their vehicle then clawbacks are less likely.

Do brokers need to integrate with an API, or is there a ready-to-use option?

VRM 360 provides access to Experian AutoCheck, salvage, taxi and recall checks, with valuations in an easy to use app - with a PDF export for AutoCheck.

How can brokers use valuation data to close more deals?

Valuation data can be useful when negotiating underwrites, and can also help brokers identify equity in their existing book - enabling deal-switching journeys.

How can I find suitable vehicles within the customers budget?

Inventory Search enables budget, location and vehicle criteria to be used to identify suitable vehicles within a given search radius. Inventory from VRM provides a novel search that finds newer, lower mileage vehicles within suitable brands.

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